bank affiliates meaning in Chinese
银行的下属机构
Examples
- In 1998 , citibank and travelers group merged into citigroup , which then became a financial holding company providing all kinds of financial services through its subsidiaries . the " financial services act of 1999 " repeals the " glass - steagall act " prohibitions on banks affiliating with securities firms , permitting holding companies to engage in securities underwriting and dealing , without limitation , as well as sponsoring and distributing mutual funds . it creates a framework that will permit the banking , securities , and insurance industries to compete more efficiently and effectively while improving consumer access to financial services , protecting investors , and ensuring a safe and sound banking system
首先，金融控股公司由于占有金融资源过大，所以面临的系统风险的危害是非常大的；其次，金融控股公司的各子公司之间进行关联交易，使得集团内各子公司的经营状况相互影响，这就增大了金融控股公司的内幕交易和利益冲突的风险；第三，金融控股公司以外来资本拨付给子公司的资本金，在总公司和子公司的资产负债表中都同时反映出来，这可能会使整个集团的实际财务杠杆比率过高，影响到集团的金融安全。